Don't forget to "fall back"

Time to Fall Back-Sunday, November 4

It's hard to believe it's already that time of year again!

Sunday, November 4 officially marks Daylight Saving Time (DST) so at 2:00 a.m. don't forget to move your clocks back one hour.

The easiest way to remember whether to move your clocks forward or backward is to commit this saying to memory: "Spring forward and fall back."

Here are some interesting, fun facts that surround Daylight Saving Time:

• Many people think that Daylight Saving Time is actually called "Daylight Savings Time."
• Hawaii and Arizona don't observe Daylight Saving Time.
• Benjamin Franklin was the first to advocate for Daylight Saving Time, back in 1784.
• Daylight Saving Time is initiated at 2:00 a.m. in order to eliminate disruption.
• Many local fire departments encourage people to use Daylight Saving Time as an opportunity to change the batteries in their home's smoke detectors.
• In 2007 a new law was put into effect to move DST to the first Sunday in November in order to give trick-or-treaters more sunlight.
• Any Amtrak trains in the United States that happen to be running at 2:00 a.m. actually come to a stop and then wait one hour before starting back up.

Bear in mind the sun goes down earlier, so if you have children playing outside, remind them it is harder for cars to see them this time of year.

I hope that you're enjoying the festive fall season with your family. If you have any mortgage-related questions or concerns or have any colleagues or friends that could use my help, call or email me anytime. I'm always happy to talk to you!